Terms & Conditions

1. Acceptance of Terms

By accessing or using the Ritter International website (the "Site") or engaging with any services offered by Ritter International ("Company," "we," "us," or "our"), you ("Client," "you," or "your") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not use the Site or engage our services.

These Terms apply to all visitors, clients, and others who access or use the Site or services. We reserve the right to update these Terms at any time. Continued use of the Site or services following notice of changes constitutes acceptance of the revised Terms.

2. Description of Services

Ritter International provides principal-level advisory services in integrated development, capital structuring, and asset management. Engagements are selective and tailored to qualified clients including developers, landowners, family offices, and municipal entities. Our service tiers are as follows:

• Individual — Capital diagnostics and personalized advisory engagement at $30,000 USD
• Developer — Capital diagnostics and strategic advisory for project developers at $75,000 USD
• Family Office — Full-service capital diagnostics and advisory at $150,000 USD
• Municipality — Comprehensive capital diagnostics, advisory, and reporting at $300,000 USD

Service scope, deliverables, and timelines are detailed in the individual engagement agreement provided to each client prior to commencement of services.

3. Not Investment or Legal Advice

Nothing on this Site or provided through our services constitutes investment advice, legal advice, tax advice, or a solicitation to buy or sell any security or financial instrument. All content and services are provided for informational and advisory purposes only.

Ritter International is not a registered investment adviser, broker-dealer, or licensed attorney. Clients are solely responsible for their own investment and financial decisions. We strongly encourage all clients to consult with licensed legal, tax, and investment professionals before making any financial decisions.

4. Retainer & Payment Terms

A non-refundable retainer of $30,000 USD is required to initiate the client intake process and reserve capacity with the Ritter International advisory team. This retainer is applied in full toward the total fee of the client's selected service tier.

Additional terms governing payment schedules, invoicing, and outstanding balances are set forth in the individual engagement agreement. All fees are quoted and payable in United States Dollars (USD). Ritter International accepts wire transfer and ACH payment unless otherwise agreed in writing.

Ritter International reserves the right to suspend or terminate services for non-payment. Disputed charges must be raised in writing within fourteen (14) days of the invoice date.

5. Confidentiality

Both parties agree to keep confidential all non-public information disclosed during the course of the engagement, including but not limited to financial data, business plans, client lists, and proprietary methodologies. This obligation survives termination of the engagement for a period of three (3) years.

Confidential information does not include information that is or becomes publicly available through no fault of the receiving party, or information required to be disclosed by law, regulation, or court order.

6. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, reports, methodologies, and software, is the exclusive property of Ritter International or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

Clients may not reproduce, distribute, modify, or create derivative works from any content or deliverables provided by Ritter International without prior written consent. Deliverables produced under an engagement agreement are licensed to the client for internal use only, unless otherwise specified in writing.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Ritter International, its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of business opportunities, arising out of or in connection with your use of the Site or our services, even if advised of the possibility of such damages.

In no event shall Ritter International's total liability to you for all claims arising out of or relating to these Terms or our services exceed the total fees paid by you to Ritter International in the twelve (12) months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Ritter International and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of the Site or services, your violation of these Terms, or your violation of any applicable law or regulation.

9. Privacy

Your use of the Site and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy. We do not sell or rent personal information to third parties.

10. Termination

Either party may terminate an engagement by providing written notice in accordance with the applicable engagement agreement. Ritter International reserves the right to suspend or terminate access to the Site or services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other clients, us, or third parties.

Upon termination, all provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, confidentiality, limitation of liability, and governing law.

11. Governing Law & Dispute Resolution

These Terms and any disputes arising out of or related to them or the use of the Site or services shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in South Carolina, and the parties hereby consent to the personal jurisdiction and venue of such courts.

Before initiating formal legal proceedings, both parties agree to attempt in good faith to resolve any dispute through direct negotiation for a period of thirty (30) days following written notice of the dispute.

12. Entire Agreement & Severability

These Terms, together with any applicable engagement agreement, constitute the entire agreement between you and Ritter International with respect to the subject matter herein and supersede all prior discussions, agreements, and understandings.

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.